What is Type 2+ automobile insurance?

Thailand’s Type 2+ car insurance offers higher coverage than Type 1 at a lesser cost, although the insurance coverage is slightly different. Regardless of whether another recognised vehicle was at fault for the accident, Type 2+ covers damage to the insured car. Additionally, it covers liabilities to third parties (including property damage and bodily injury) when the driver is at fault as well as damage brought on by fire, theft, or flooding. Additionally, Type 2+ offers coverage for medical costs, personal injury protection, and bail bond protection for the driver who has given their assent or who is designated as the driver in the auto insurance contract. Own damages without a third party and windscreen damage are not covered by a Type 2+ coverage.

Who fits the bill for Type 2+ Automobile Insurance?

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a routinely driven vehicle that is parked either outside of a guarded area or in a dangerous place. For instance, people who frequently leave their car in a public space or on the side of the road. You can purchase Car Insurance Type 2+ for a reduced rate and nearly the same coverage if you decide against purchasing Type 1 due to cost or car age. If another identifiable vehicle is involved in the incident, it will pay for damage to the insured vehicle regardless of who is at fault.

More information about Type 2+ Voluntary Car Insurance

What is Type 3+ Auto Insurance?

If another recognised vehicle is involved in the car collision, Thailand’s Car Insurance Type 3+ offers Roojai Insurance coverage for damage to the insured vehicle regardless of who is at fault. When the motorist is at fault, it also includes liability to third parties (including property damage and bodily injury). When approved by the insured or the driver as per the terms of the auto insurance policy, Type 3+ additionally provides coverage for the driver’s medical costs, personal accident insurance, and bail bond insurance. Theft, fire, flood, or one’s own damages without the involvement of a third party are not covered by a Type 3+ policy.